Posts Tagged ‘10 Year Treasury’

Overview for US Mortgages

Monday, October 24, 2011

After the economic crisis and economic collapse of 2008, the economic system has recently created split personality. The Federal Reserve implemented a nil monthly interest plan (ZIRP) in Dec 2008, establishing a Federal Funds Rate target which is between zero and 0.25 percent or a mere Twenty five basis points. (1) In normal economic circumstances, [...]

Cheapest Mortgage Rates

Sunday, February 13, 2011

We're in the market for a house, and it would seem that the lowering Fed rate would trickle down to the mortgage business. Instead, those rates keep going UP. How do they expect people to help out the economy by buying homes when they keep making it so unattainable and unattractive. I think I found [...]

Cheapest Mortgage Rates

Tuesday, November 16, 2010

How mortgage loan rates are determined and what causes them to move is an absolute mystery to most folks – and those who think they know are usually wrong. As a former mortgage banker I can tell you that a lot of people in the mortgage industry cannot even give you an accurate answer to [...]